Make the most of your maritime payment solutions

Brightwell offers our maritime clients a full suite of digital payment solutions to streamline business processes, improve crew welfare, and enable growth, including global payroll, full-service ATM services, and corporate disbursements.

“Working with Brightwell since 2019 has allowed us to move money safely and efficiently to new markets — further expanding our global reach. As a leading supplier of wholesale banknotes, it’s paramount that we continue to build and develop excellent working relationships with organizations like theirs.”

Angela Smith | Director Wholesale Banknotes, Travelex

“We’ve selected Brightwell as our partner simply because Brightwell is the absolute best at what they do. They offer experience and functionality, and our crew love the simplicity of their easy-to-use product.”

Doug Parks | Chief Administrative Officer, Azamara

“Thanks for making it easy to send money home to our family and friends. We appreciate all of the effort the Brightwell team has made to make everything smooth and simple.”

Windel Tormis | Chief Financial Accountant, Norwegian
The visa logo.

“As the global payments industry continues to reach new markets, Visa remains focused on helping to foster innovation and support new payment experiences across the ecosystem. Through this collaboration with Brightwell, we’re excited to extend Visa Direct’s vast reach to more consumers around the world, helping them quickly access via accounts and wallets as endpoints.”

Yanilsa Gonzalez-Ore | North America head of Visa Direct
A red and yellow logo with a white background.

“Our shared passion with Brightwell for helping hard-working international workers share their income with loved ones safely and conveniently makes this a natural partnership. Brightwell’s technological expertise, combined with years of experience, make them an ideal partner with whom we can scale our cross-border payment solutions with clients around the world.”

Mark Corritori | VP, Mastercard Cross-Border Services
Dash-Solutions-Logo

When we were introduced to Brightwell’s ReadyRemit solution, it felt like it was designed with our users in mind. With Brightwell’s support, we’ve effortlessly integrated a comprehensive remittance program into our solution.

Matt Frye | Chief Product Officer, Dash Solutions

Global payroll solution

Simplified payroll means empowered workers

  • Easily onboard with our automated process 
  • Seamlessly integrate via APIs or SDKs 
  • Our APIs take on all of the development burdens usually left to the client 
  • You have ultimate brand configurability using the SDK solution 
  • Receive ongoing compliance and regulation coverage 
  • Rest assured with settlement and recon reporting 
  • Connect to 90% of the world’s population 
  • View strategic insights into pricing management 
  • Benefit from customer support (tier two clients only)
  • Access and utilize marketing materials
Learn More
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Protect your cards from fraud

Fight back against fraudulent behavior, account enumeration, and card testing attacks with Arden

  • Easily onboard with our automated process 
  • Seamlessly integrate via APIs or SDKs 
  • Our APIs take on all of the development burdens usually left to the client 
  • You have ultimate brand configurability using the SDK solution 
  • Receive ongoing compliance and regulation coverage 
  • Rest assured with settlement and recon reporting 
  • Connect to 90% of the world’s population 
  • View strategic insights into pricing management 
  • Benefit from customer support (tier two clients only)
  • Access and utilize marketing materials
Learn More
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ATM solutions

Let Brightwell handle your ATM program

  • Easily onboard with our automated process 
  • Seamlessly integrate via APIs or SDKs 
  • Our APIs take on all of the development burdens usually left to the client 
  • You have ultimate brand configurability using the SDK solution 
  • Receive ongoing compliance and regulation coverage 
  • Rest assured with settlement and recon reporting 
  • Connect to 90% of the world’s population 
  • View strategic insights into pricing management 
  • Benefit from customer support (tier two clients only)
  • Access and utilize marketing materials
Learn More
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Corporate disbursements

Easily, digitally pay customers and employees globally

  • Easily onboard with our automated process 
  • Seamlessly integrate via APIs or SDKs 
  • Our APIs take on all of the development burdens usually left to the client 
  • You have ultimate brand configurability using the SDK solution 
  • Receive ongoing compliance and regulation coverage 
  • Rest assured with settlement and recon reporting 
  • Connect to 90% of the world’s population 
  • View strategic insights into pricing management 
  • Benefit from customer support (tier two clients only)
  • Access and utilize marketing materials
Learn More
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How we work

Offer your crew a seamless experience with our industry-leading global payroll solution

Challenge:

Today, some cruise ship workers are still paid in cash. Not only is counting individual wage packets for every crew member every week a tedious and costly exercise, but transporting vast quantities of cash to remote docks is a huge security risk for cruise ship operators and local staff.

To top it off, for crew members themselves (many of whom are unbanked) receiving payments in cash is risky, and provides little opportunity to take control of their financial futures.

Solution:

In response to these challenges, Brightwell developed Navigator: An industry-leading digital payroll solution to empower crew members’ financial freedom.

Navigator provides a means for employers to pay wages by direct deposit into a bank account or onto a prepaid card. Rather than load, count, and distribute packets of cash, Brightwell customers simply submit a single batch file for payment, benefiting from huge savings in cost, time, and resources. 

Using the Brightwell Navigator app or website, crew can choose how to allocate their pay and view their recent card balance and transactions, all with transparency and control.

Navigator even provides employers with high-level insights into how their ship’s crew are saving and spending their earnings, which helps them provide welfare and services that more effectively support their personal well-being.

Use Cases

Our products

Our products

A full suite of payment solutions to meet your needs

We build seamless, flexible, cross-border global payment solutions to help administrators achieve more. Pay crew members quickly and conveniently with Navigator, our global payroll solution. Get cash on-board via our full-service ATM program. Enable digital corporate disbursements to more than 180 countries around the world. Our offerings cover varying needs for clients to simplify day-to-day tasks so they can focus on higher-level objectives that add value for their companies.

Our products

Our products

A full suite of payment solutions to meet your needs

We build seamless, flexible, cross-border global payment solutions to help administrators achieve more. Pay crew members quickly and conveniently with Navigator, our global payroll solution. Get cash on-board via our full-service ATM program. Enable digital corporate disbursements to more than 180 countries around the world. Our offerings cover varying needs for clients to simplify day-to-day tasks so they can focus on higher-level objectives that add value for their companies.

A Human Touch

ReadyRemit lets your customers send money when and where they need to, with a human touch that keeps them comfortable doing business with you.  

Here’s why you should feel comfortable doing business with us:

  • We’ve processed more than $10 billion in cross-border payments over the past 10 years.  
  • We have an experienced, in-house team of cross-border payments and regulatory compliance experts.  
  • We’ll have your back after implementation – we work with you from end to end to make sure our product is easy for your customers to use and meets the needs of your organization.  
  • Our timely transaction monitoring keeps your business safe.

Global payroll solution

Simplified payroll means empowered workers

Pay globally dispersed workers easily by giving them access to a prepaid debit card and the Navigator mobile app, so they can spend and send their money safely and easily worldwide.

  • Provide global workers safe access to their money and an effortless way to send it home via cross-border remittances already integrated into the platform 
  • Access multiple remittance providers and options
  • Implement and customize your payroll solutions quickly
  • Empower a diverse workforce and promote cardholder welfare with tools, videos, and educational materials
  • Prevent account takeovers and card testing attacks with payment fraud prevention tools and live staff monitoring transactions 24/7/365
  • Take advantage of in-app messaging to contact the support team, available 24/7/365
  • Easily replace lost, stolen or expired cards with on-site card printers

Protect your cards from fraud

Fight back against fraudulent behavior, account enumeration, and card testing attacks with Arden

Arden detects malicious patterns in card transactions at the merchant level. Your transaction monitoring team has the actionable insights and recommendations needed to proactively prevent card testing attacks — protecting your entire card portfolio with just one, easy platform.

  • Near real-time card data analysis that enables risk teams to quickly make data-driven decisions
  • Leverage various rules and machine learning to identify trends and fraud signals
  • Spend less time manually searching for suspicions activity and more time taking action to prevent losses
  • Alerts delivered in-app or via your preferred communication platform
  • Automate custom workflows based on the specific needs of your team
  • Identify cards and balance at risk in your portfolio and proactively prevent fraud
  • Easily integrate with your processor for transaction data collection
  • Apply your own custom rules
  • Utilize learnings from a client-data consortium

ATM solutions

Let Brightwell handle your ATM program

Day-to-day management of the ATM channel is complex and time-consuming. Our program provides your team with peace of mind knowing they are working with the best in the industry for cash delivery, and innovative digital-first software and hardware.

  • Drive revenue and lower costs
  • Customize on-screen marketing ads 
  • Review detailed metrics for reporting and analysis

Corporate disbursements

Easily, digitally pay customers and employees globally

Managing a corporate disbursement program can be time-consuming for administration, and many businesses still rely on outdated processes like cutting checks. With ReadyRemit, our clients can easily pay vendors, workers, and others not on payroll, and provide customer-facing payouts like rebates, rewards, and refunds with one digital payment solution. 

  • Eliminate labor-intensive tasks of cutting checks or handling petty cash
  • Send global payments with one fast, transparent, and cost-effective solution
  • Deliver payments in near-real-time or same day to most end points
  • Use APIs or SDKs to integrate ReadyRemit directly into your current toolset, or use our custom platform
*Source: Visa Money Travels: 2023 Digital Remittances Adoption Report
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