At the cross-border crossroads
At the cross-border crossroads
As cross-border payments shift from a niche offering to a core driver of loyalty, financial institutions that fail to modernize risk becoming invisible in their customers’ financial lives. Those that act now can capture growth, deepen trust, and secure long-term account primacy in an increasingly competitive landscape.
In this white paper we will explore how:
- Fintechs and neobanks now dominate cross-border flows, quietly eroding traditional financial institution revenue and relevance.
- "Silent attrition” is accelerating as account holders migrate to providers offering modern, real-time experiences.
- Modernizing cross-border capabilities strengthens loyalty, increases deposits, and differentiates financial institutions in a crowded market.
- Low-lift, white-label solutions allow banks and credit unions to offer fast global payments without major IT burdens or compliance risk.
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As cross-border payments shift from a niche offering to a core driver of loyalty, financial institutions that fail to modernize risk becoming invisible in their customers’ financial lives. Those that act now can capture growth, deepen trust, and secure long-term account primacy in an increasingly competitive landscape.
In this white paper we will explore how:
- Fintechs and neobanks now dominate cross-border flows, quietly eroding traditional financial institution revenue and relevance.
- "Silent attrition” is accelerating as account holders migrate to providers offering modern, real-time experiences.
- Modernizing cross-border capabilities strengthens loyalty, increases deposits, and differentiates financial institutions in a crowded market.
- Low-lift, white-label solutions allow banks and credit unions to offer fast global payments without major IT burdens or compliance risk.



